Mortgage Friend · Las Vegas, NV · Since 2009

A friend in the mortgage business.

15+ years originating mortgages in Las Vegas. Mortgage Friend was built on a simple belief — that borrowers deserve a lender who treats them like people, not file numbers.

Garrett Law — Mortgage Friend LLC

The Story

Garrett Law, NMLS #20750

Garrett Law started originating mortgages in the early 2000s when the industry was still largely paper-based and phone-driven. He found his calling early — not in the transactions, but in the conversations. Helping a first-generation homebuyer understand their options. Walking a veteran through a VA process that nobody had bothered to explain clearly.

In 2009, he earned the #1 VA Loan Originator ranking in the United States — not for a company, not for a region, but nationally among all individual loan officers. At peak production, he was closing over $25 million in loan volume per month. That kind of volume comes from one thing: referrals from people who trust you.

Mortgage Friend LLC was built on that foundation. The name isn't a tagline — it's a standard. Every client should be able to call their loan officer with a dumb question and get a straight answer. No jargon, no upsell, no runaround.

Today, Garrett leads a team of licensed loan officers in Las Vegas, serving buyers and homeowners across Nevada and 11 other states. He still closes loans himself. He still picks up the phone.

Verified

Credentials & licensing

Individual NMLS

#20750

Garrett Law

Company NMLS

#2790673

Mortgage Friend LLC

Nevada License

NMC-162414

Mortgage Company License

VA Lender ID

9400070000

Approved VA lender

Licensed States

12 States

AL, AZ, CA, CO, FL, MD, NV, OH, OK, TN, TX, UT, VA

Experience

15+ Years

Originating mortgages

Peak Volume

$25M/mo

Peak production (2013)

2009 Ranking

#1 VA LO

Nationally — all loan officers

Who He Is

The "friend" part is real.

Outside of work, Garrett is a husband and father of three. He's an active Scout Master and a committed member of his church community — not because it looks good on a bio, but because that's who he is.

That character shows up in how he does business. He doesn't overpromise. He doesn't disappear after closing. Clients from his first decade in the business still call him. Some have sent their children.

If you work with Garrett, you'll notice it: he explains things in plain English, he answers texts on weekends when a deal is live, and he genuinely cares whether you're in the right loan. That's what Mortgage Friend was built to be.

The Difference

Why Mortgage Friend?

Ever-more competitive rates

We shop wholesale lenders so you get pricing that a bank can't match from a single-product shelf. More lenders, more leverage on your behalf.

Digital tools with human availability

Apply and track your loan online — then text Garrett when you have a question at 8pm. You get technology and a real person in your corner.

No surprises at closing

We disclose fees transparently from day one. Your Loan Estimate is honest. If numbers change, we explain why before you find out at the title company.

Built on referrals

The majority of our business comes from past clients sending friends and family. That's not a marketing claim — it's the scorecard we hold ourselves to.

Ready to work with Garrett?

Start your application online or call directly. You'll hear back the same day.